Great news for those who rely on qualified healthcare spending accounts like HSAs and FSAs, to help with healthcare and dependent daycare expenses! The recently passed H.R.1, 2025 reconciliation bill, otherwise referred to as the “The One Big Beautiful Bill Act”, contains important enhancements affecting both HSAs and FSAs. Importantly, these expansions take affect beginning in 2026, providing plenty of time for affected individuals to plan accordingly for 2026 open enrollment. Here’s what the bill changed for both Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) –